1. 共同基金：專. mutual fund
2. 基金經理/操盤人：慣. mutual fund manager
3. 單筆申購：慣. one-time/lump sum investment
4. 定期定額：慣. dollar-cost averaging; systematic/periodic investment/purchase plan (SIP)
5. 贖/買回：動. (to) redeem; 名. redemption
6. 申購(基金)/訂閱(刊物)：動. (to) subscribe; 名. subscription
7. 手續費：慣. administration fee
〔例句〕 No matter which way that you’d like to subscribe and/or redeem your mutual fund, i.e. the periodic or one-time investment plan, you have better anticipate the long-term rewards. The trading/transaction cost like administration fee cannot be ignored.
8. (投資)組合項目：專. portfolio
9. 通膨&利率：專. inflation & interest
10. 貨幣政策：專. monetary policy
11. 惡性循環：慣. vicious cycle
〔例句〕 When it comes to a nation’s economy, the interest rate is always a powerful tool that the central bank could take advantage of/make use of/use to fight against the inflation rate. Therefore/Thus/As a result/So/Hence, they two rates are key indicators to a country’s monetary and fiscal policies. If they’re not handled well, the vicious cycle effect could be released repeatedly and hurt the competiveness.
12. 新興市場：慣. emerging market
〔例句〕 Speaking of personal financial management (個人理財), investing/to invest in mutual funds shall/should be the first step that we could take. Nevertheless/However, while examining the contents of the target fund’s portfolio, don’t forget to review the fund manager’s credentials in history. Moreover, if/assuming/provided/providing/supposing (如果/假如) it’s the emerging markets that you’d be interested in (有興趣去Ving/N.), be ready for/to embrace the drastic fluctuations in the stock market.